Since I am very new to authorize.net I am hoping to confirm I've set up everything properly on my end.



First, I knew I needed the Payment Gateway for Credit Card Processing option. What I wasn't sure about was if I needed the Internet Merchant Account for Credit Card Processing option too. Since I did not already have a financial institution or bank account that would handle these transactions, I assumed I'd need to select this option too. I hope that wasn't a mistake. It would very helpful if E-Junkie would include some additional information on the sign-up page for Authorize.net about this.



In any event, everything seemed to work out great. Though after entering the API login information and then testing the checkout option I get an error page that says, "2, 205, This transaction has been declined, click here to go back".



I've contacted Authorize.net about this with a ticket, but haven't had a response yet. Has anyone ever determined what causes this error?



Hopefully I got everything set up properly - I was a little out of my league setting some of this up, but I think everything's good. Any comments/thoughts?



Thanks,

John