Standard paypal to accept credit card payments?

[guestuser]

You product has been serving well for me. Thanks!



Quick question for you, I have been paying for PayPal Pro in order to accept credit card payment from my customers. Is it still the case? Can I use regular PayPal (without Pro) and still accept credit card payments from my customers? I don't know if there was some recent change to the system...

[e_junkieexpert]

It's good to know that E-junkie is working well for you :-)



PayPal standard can very well be used to accept credit cards. That's not a new feature.

[blaizer]

Actually, i think he means an paypal express check out accept credit cards...



....can it?

[E-junkie_Guru]

When a merchant has PayPal Pro, the buyer can choose to pay the merchant directly with their card, or they can choose a regular PayPal checkout on PayPal.com (where the buyer actually pays PayPal, which then pays the merchant), and the latter is called "PayPal Express Checkout" when it's part of the PayPal Pro merchant services.



With or without PayPal Pro, going to checkout on PayPal's site will usually offer the buyer a choice of logging into their PayPal account, starting a new account, or just providing their card info directly to PayPal for payment. There are certain circumstances where PayPal will not offer the direct-card payment option, as described here:

http://www.e-junkie.com/ej/trouble.paypal-no-card-checkout.htm

[blaizer]

I tried to validate that link by clearing my cash/cookies/offlinedate ect.



I test purchased an item on a site using API and pretended that my emial adress(the purchaser) had no paypal acocunt.



Paypal did not give me the option to pay by credit card.





did same thing on a website using only the simple redirect with email address and no API.





Paypal gave me this beautifull window with credit card information on the left and option to log in on the right.





Assumptions: All of the above is without paypal pro

[E-junkie_Guru]

I'm not clear what you mean about sites "using API" vs. "using only the simple redirect with email address and no API"?



For sites using PayPal Pro, the buyer has a choice of two buttons in their cart:

- The "Pay with Credit Card" button takes them to a secure checkout page where they provide their card account info to pay the merchant directly from the buyer's card account.

- The "Checkout with PayPal" button takes them to PayPal's site for a regular PayPal account-based payment, aka "PayPal Express Checkout"; in this case, PayPal would not offer the no-account card-checkout option on their site, because that's what the "Pay with Credit Card" option in the cart is for.



For sites using only regular PayPal Standard/Business/Premier, then PayPal would offer the no-account card-checkout option on their site if they don't detect a previous PayPal-login cookie in the buyer's browser. For instance, clear your cookies and test our PayPal demo cart with a PayPal checkout (you don't have to actually complete checkout, just see what options come up when you go there):

http://www.e-junkie.com/ej/demo.htm

[jiajilah]

Hi Tyson,



I clear the cookies and tried with your demo but I still see a page with "Create PayPal Password:" which I suppose it's asking the buyer to create a PayPal account.



I called PayPal and ask them about this, the agent told me "it works for some buyer but not all due to PayPal security system. Unfortunately However, he doesn't know the criteria for what determine direct credit card payment is on or not".



Any idea to make sure a site is done correctly and would be able to accept credit card without paypal account?



Thanks.

[E-junkie_Guru]

First, make sure you have set your PayPal account's Website Payment Preferences to have "PayPal Account Optional: ON", as specified in our PayPal integration help page:

http://www.e-junkie.com/ej/selling-with-paypal.htm



If you are using PayPal Standard/Business/Premier, it is entirely up to PayPal's discretion whether they offer each buyer a card-based direct payment option during checkout on PayPal's site. There is no way to force PayPal to offer that option every time. If the buyer's browser has a cookie from a previous PayPal login session, that would suppress the card-based payment option, but that's not the only reason, and PayPal deliberately does not document their full criteria for security purposes.



However, you can enroll for PayPal Website Payments Pro, and that will allow you to offer all buyers a card-based direct payment option in their E-junkie shopping cart before checkout:

http://www.e-junkie.com/ej/paypal-partner.htm

[bf400]

I can't seem to figure out how to enable Paypal Express Checkout for my e-junkie account with my PayPal standard account. It is enabled within PayPal.

[Nyahhackett]

I don't think that there was a change in Paypal policy have you read the terms and conditions?

cardgenerator.io

[E-junkie_Guru]

We only support PayPal Express Checkout as an aspect of PayPal Payments Pro.

PayPal Express Checkout is nearly identical to the regular PayPal Payments Standard checkout site, except Express Checkout cannot offer a card-based payment option for buyers who don't have a PayPal account. What specific aspect of Express Checkout were you interested in?

This help page explains when the PayPal Payments Standard checkout site can offer buyers the option to pay with a credit/debit card:

When does PayPal's checkout site offer a card payment option for buyers without...