To clarify one thing out of the gate, you would still need to use your PayPal account and pay PayPal fees even if you are using E-junkie. We don't charge any fees on transactions, but we don't process the payments ourselves.
If you don't want to use PayPal as your payment processor we can work with other services listed here. They are the ones who will be gathering the funds from your sales, either depositing them into your own bank account directly or allowing you to withdraw your funds from them:
http://www.e-junkie.com/ej/help.payment.processors.htm
That said, it is also necessary for us to link you to our online help pages about these subjects when we discuss them, since that is where all the relevant information that answers your questions is located. This is doubly true if you want a brief answer, we can spend paragraphs re-typing the information on those pages or link you to them directly.
As an overview of how our system works, you would actually be uploading the file for your ebook to our server directly. It is possible to keep your files on your own server, but using a file hosting service such as Mediafire will not work with our system and that is only a cost-effective solution when you are selling extremely large files.
One ebook should fit under our $5 monthly service, although you can start selling it immediately while on your free trial.
For instructions on setting your products up and selling, please see our help page here:
http://www.e-junkie.com/ej/help.sell.htm
If you have any specific questions about a step in the process you can bring them up here or email us at support@e-junkie.com for more details.
jonmenjoy - To use files stored on your own server, you will need to start at least an $18/mo plan or higher to get that service. Due to the extra bandwidth costs involved in dealing with files hosted on an outside server we have to impose a minimum cost on that feature, although it will likely be much cheaper than starting a subscription with your files hosted on our servers directly. Information about how our remote hosting works can be found here:
http://www.e-junkie.com/ej/help.file-downloads.htm#remote